Skooled Episodes

031 Branding: Beyond Selfies

Brand Marketing can make or break your business. Even if you don't have a business, if you're employed, chances are you have a professional profile, in which case you are your brand. How you choose to market your business or yourself has a lot to do with your success. Millennial entrepreneur and branding expert, Trevy Caldwell is the found of MyStory MyBrand. She joins Skooled with some must have tips on branding for beginners.

Listen To Episode 031

030 Mindset Manifestation Part II: Clear Goals and Limiting Beliefs

In Part II of the Mindset Manifestation series, Dr. Petrina Naylor, PhD, talks about creating a growth mindset, which in part entials being clear and intentional about your goals and identifying upper limits or the limiting beliefs that are holding you back from achieving your dreams,

Listen To Episode 030

029 Mindset Manifestation Part I: Ask, Believe, Receive

Succes of failure. Win or Lose. These things are often determined by our mindset. If something is holding you back from achieving your dreams and goals, chances are it has everything to do with your midset. Dr. Petrina Naylor, PhD, s a mindset coach and the founder of A Queen With Dreams who teaches clients how to have a mindset that helps them manifest their dreams. She joins Skooled to teach us the keys to elevating our mindset so we can manifest everything we hope for and aspire to have.

Listen To Episode 029

028: Love Thy Self

We are our own worst critics! We can be meaner to ourselves than the meanest person we know. We can punish ourselves without even knowing it. Self love can change this. Self acceptance is one of the first steps. Jaclyn Amys is a therapist who sees a a therapist herself and hosts The Anxious Therapist Podcast. She joins Skooled to show us how we can learn to accept ourselves while becoming the person we want to be.

Listen To Episode 028

027: The Most Anxious Generation

Millennials have been dubbed the, "Most Anxious Generation." Stress and anxiety are so common that many of us just expect it in our daily lives as much as we expect sunrise or rain. These days there are so many environmental factors that exacerbate the problem, including our busy schedules, social media and even our sleep habits. The good news is stress and anxiety don't have to control your life. Therapist, Derrick Collins helps run the Stress and Anxiety Center in Florida with his father and joins Skooled to show us how we can learn to manage stress and anxiety so they don't manage us.

Listen to Episode 027

026: The Money Moves Plan

Making Money Moves is a very millennial thing to say. CPA and Financial Education expert, Mara Liz Meinhofer, is taking it a step further with her Money Moves Plan that can help anyone reach their financial goals, even if they only have $1. She joins Skooled to share these tips and her own personal financial journey, which includes the lows of being broke and in debt as well as the highs of overseeing accumulated budgets of $1 billion and serving as the former Deputy Secretary of Puerto Rico's Department of Economic Development and Commerce.

Listen to Episode 026

025: Living Your Best Life In Debt

Debt. Millions of millennials and young adults are saddled with it. Many have not figured out how to manage it well or pay it off. Meet Jason Butler: millennial blogger and founder at For several years Jason has been chronicling his struggles and successes with paying off tens of thousands of dollars of debt while living his best life, pursuing his goals and having fun. He joins Skooled to share his secretes and advice for other millennials struggling to do the same.

Listen to Episode 025

024: Credit is Currency

Good luck doing pretty much anything without having a good credit score. The good news is, if you're not on the best of terms with Experian, Equifax and TransUnion, it's not too late to start fresh. Financial advisor Faith McLemore of Credit Currency joins Skooled to give millennials, xennials and Gen-Zers 5 tips they can use to start the new year on the path to having good credit.

Listen to Episode 024

023: What They Don't Tell You About Weddings

Cohosts and newlyweds, Jason Clark and Nia Clark, are back together on another episode of Skooled to talk about their recent nuptials and some of the important lessons millennials are rarely told abou the ups and downs of planning a wedding and making it to the alter.

Listen to Episode 023

022: From Reality TV to Real Love

We know her as Dr. Lexy on the OWN reality TV show, "Ready To Love." Dr. Alexix Branch joins journalist, Nia Hamm, on Skooled podcast to talk about her highs and lows on the show, what she learned while on the show and how she stepped out on faith and found true love.

Listen to Episode 022

021: The Power of Laughter

We often speak of mental health care as a form of treatment. Many people don't realize the benefits of mental health care as a preventative measure. Certified mental health coach, Joseph Bonner, aims to spread this awareness with the re-launch of his self-titled mental health based magazine, the Joseph Magazine. He joins Skooled Podcast to chat about the publication, the importance of laughter and how to stay sane in an insane world.

Listen to Episode 021

020: The Millennial Wives Club

Being a millennial wife to #bae in some ways comes with a unique set of challenges and experiences our mothers and grandmothers never had. It can be exciting and terrifying all at once. That's why Tia Davidson founded The Millennial Wives Club, a lifestyle and fashion blog dedicated to Millennial women who are dealing with major transitional life events such as marriage, motherhood, career, new location, and a new identity. She joins journalist, Nia Hamm, on Skooled to talk about all of that and more.

Listen to Episode 020

019: Millennial Girl Meets World

Beyonce says girls run the world. Maybe. However, many millennial women are struggling just to survive in a world that looks nothing like the one our teachers and professors said it would before we graduated. That's why Shay Harkness and Brae Creech started The Millennial Girl Way: a community that offers various tools to help every young woman reach their truest potential. They join journalist, Nia Hamm, to talk about their inspiration behind the brand and how to tackle some of the toughest issues millennial girls are grappling with.

Listen to Episode 019

018: Getting "unstuck"

Feeling stuck in life? Unclear about your purpose? Working hard with little reward? Unclear about a way forward? If you're ready to get "unstuck" and become empowered, Marline Francois Madden can show you how. Empowerment isn't what she does, it's who she is. The sought-after mental health expert, owner of Hearts Empowerment Counseling Center and public speaker joins journalist, Nia Hamm, to share some of her secrets to helping young adults unlock their full potential.

Listen to Episode 018

017: Serving Style With A Side of Inspiration

At just 23 years old, Eric Jones is cross off accomplishments on his bucket list that take many people years to do. He runs his own shoe company as well as a branding company. He joins, journalist, Nia Hamm, to explain how a string of personal tragedies fueled his dreams and success.

Listen to Episode 017

016: From Rock Bottom to Rock Star

Feeling confused about your purpose in life? Wondering if you're making the best decisions for your personal happiness and professional success? Millions of millennials, xennials and Gen-Zers are in the same boat. Unfortunately for us - and unlike our parents - there is no longer a "blue print" for life. That's why Blogger, Podcaster and Business Consultant, Rachel Ritlop, started the Confused Millennial: a community of young adults helping each other find a way forward. She joins journalist, Nia Hamm, to talk about how she turned her lowest moments into her greatest achievements and how she's helping others do the same.

Listen to Episode 016

015: Couples Therapy: how married millennials make love last

Married millennials Steven and Kimberly McRoyal have been together since they were teenagers. They started their Millennial Married podcast to help other millennials find and keep lasting love. In this episode of Skooled they join journalist, Nia Hamm, to talk love, growth, infidelity, forgiveness and much more.

Listen to Episode 015

014: From Passion to Profit

Huge numbers of millennial women entrepreneur are leaving their 9-5 jobs to start their own businesses. Emmy Award winning bi-coastal documentary producer, Alana Blaylock, is one of them and she's found great success in doing so. Hear about her amazing journey, including the ups, downs and the advice she has for other young women hoping to start their own company.

Listen to Episode 014

013: Digs: where 20 and 30-somethings are putting down roots

In this episode, Journalist, Nia Hamm, is joined by John Walkup of to discuss where millennials and gen-Zers (20 and 30-somethings) are living in large numbers and why. The episode also explores some of the best tools young adults can use to find a community they can call home.

Listen to Episode 013

012: Insanely Smart Money-Saving Wedding Tips for Millennials: Part 2

In this epsode of Skooled we're continuing our conversation about some of the best ways adults can save on weddings. Journalist, Nia Hamm, and her fiance, Jason Clark, are joined by wedding planner, Alicia Smith, who dishes on everything from frugal ways to send wedding invitations, choose creative decor, shop for budget-friendly bridal shops and designers as well as how to choose a cost-effective, fabulous reception menu.

Listen to Episode: 012

011: Insanely Smart Money-Saving Wedding Tips for Millennials

In this episode of Skooled, the panel discusses some of the best money-saving tips young adults can use to cut back on costs for the big day! Journalist, Nia Hamm is Joined by millennial financial expert, speaker and author of Broke Millennial, Erin Lowry, who dishes on some of the best financially savvy ways for millennials to plan a wedding and marriage on a budgget.

Listen to Episode 011

010: Identity's influence on the young, anxious and depressed

In this episode we'll tackle the prevalence of anxiety and depression among today's young adults and how this trend impacts minority and marginalized communities differently than other segments of the population. Guests include Visual Artist, Christine Neptune; Carl Forbes, Jr., who is an Attorney and Real Estate Broker; and Janel Richardson-James, who is a student at John Jay College of Criminal Justice as well as an advocate of the Mental Health Awareness Project, which is run by the Youth Advocacy Corps.

Listen to Episode 010

009: Mental Health Awareness Across Color Lines

Young adults are more open to discussing issues relating to mental health than previous generations according to recent research. Despite progress on this front mental health awareness isn't felt as widely in minority and marginalized communities. The Skooled panel explores why and the impact this has on these communities. Guests include: consultant and health care administrator, Marc Alan Minick, Ph.D., LMSW, as well as Hasan Shabazz and Melissa Lawrie, who are both Psychologists at the New York State Office of People with Developmental Disabilities (OPWDD).

Listen to Episode 009

008: The Loneliness Epidemic

Young adults are far more digitally and socially connected than previous generations. Yet, young people are far more likely than senior citizens to report being lonely. This episode of Skooled tackles the pervasive feeling of loneliness reported among so many young adults, the reasons behind it as well as remedies to address it. Journalist, Nia Hamm, is joined by NYC-based pyschotherapist and founder of A Good Place Therapy, Kerri Mohr. She is also a volunteer with Sidewalk Talk, which is an organization dedicated to listening to strangers talk about their problems on sidewalks in dozens of cities across the world for free.

Listen to Episode 008

007: Young and Financially Illiterate

Whether it's juggling one or more jobs, student loans, establishing independences, renting or buying a home, economic uncertainty and a changing socio-economic landscape, young adults have to focus their attention on many more simultaneous distractions than previous generations. It's no wonder financial literacy is not a strong suite among many of them, especially when it isn't widely taught in schools or talked about in many households. In this episode, Skooled tackles the issue of financial literacy among young adult and exactly what that looks like for today's younger generations. Journalist Nia Hamm is joined by Personal Finance Expert and Broke Millennial Author, Erin Lowry, as well as VP of Business Development at Millennial Advisors, LLC, Ron Rivas.

Listen to Episode 007

006: Young Adults and the New Economy

In this episode the panel tackles some of the biggest challenges today's young adults have with finances and wealth including, issues pertaining to wealth creation, wealth preservation and the psychological relationship many young adults have with money. Journalist Nia Hamm and her fiance, Jason Clark, are joined by
CEO/Founder of Master the Talk Consulting, Forbes Contributor, Career/Business/Life Coach and author Yuri Kruman as well as Carter Ledyard & Milburn LLP Trust and Estates Attorney, Preston Demouchet.

Listen to Episode 006

005: What Women Should Know About Self-Care

Self-care is a trendy phrase but many people are unaware of exactly what it is. It has also become a booming $400 billion dollar industry catering heavily to women who often rely on it to create balance in their lives. Journalist Nia Hamm is joined by a dynamic panel of wellness experts to tackle these topics and many more. Dr. Erin Stair is a physician, health consultant and author. Victoria Albina is a holistic medicine provider and life coach. Dr. Shireen Fernandez is a researcher, physician, entrepreneur and philanthropist.

Listen to Episode 005

004: Leading Ladies

Whether it's working in the arts or in corporate America, climbing the career ladder can be challenging for women working in male-dominated fields. In this episode, journalist Nia Hamm continues to celebrate Women's History Month by talking to two women career professionals about how they've done just that. She's joined by Tonya Canady who can be seen in commercials and on TV shows including, "Bull" on CBS, "Shades of Blue" on NBC as well as projects like the Netflix Pilor Original Series, "Seven Seconds." The ladies are also joined by New York State Supreme Court Principal Law Clerk and Benjamin N. Cardozo School of Law Adjunct Professor, Kathleen Waterman, who is also running to become a judge in New York City.

Listen to Episode 004

003: Working it Out

Journalist, Nia Hamm, is joined by former Reuters TV anchor turned Career Coach, Elizabeth Koraca; CEO/Founder of FundSpark, Fashion Institute of Technology Adjunct Professor and Career/Millennial Expert, Emily Miethner; as well as Attorney turned Career Coach Crystal Irom. In honor of Women's History Month, this episode of Skooled tackles the gender barriers young adult women face in the workplace and how they compare to gender barriers faced by previous generations of working women. This episode also looks at how young adult women can apply lessons of the past to their current employment situations.

Listen to Episode 003

002: Marriage 'Matters'

Award winning celebrity life coach, speaker and co-author of Single Man Married Man, Pervis Taylor as well as Love Coach and Ladypreneur, Lisa Velazquez, join TV Reporter, Nia Hamm, and her fiance, Jason Clark, to discuss how xennials, millennials and GenZ-ers approach the concept of marriage and wether it still holds the same value as it once did. The panel also discusses what obstacles today's young adults face that may contribute to the low rates of marriage their generations experience.

Listen to Episode 002

001: The Young Adult's Guide to Attracting the Right Life Partner

Psychologist, Dr. Vijayeta Sinh, and Transformative Coach, Nando Rodriguez, join host Nia Hamm and her fiance to tackle some of the major challenges young adults face when trying to attract a life partner. In this episode, Nia revisits the long 'list' she used to do that.

Listen to Episode 001

The millennials' rut: Why it costs all of us

Nia Hamm | @niahammWNYT 

They're called the "invincibles" and the "lost generation." Today's young American adults have had to endure one of the worst recessions in 70 years and then watch as their futures seemingly evaporate before them.

Many are educated, stuck in dead-end jobs or unemployed, living with their parents and seeking government assistance.

"If these persons are not quickly reconnected with the economy and the workforce, we are truly looking at a lost generation in terms of upward mobility and productivity," said Joe Minarik, director of research for the Committee for Economic Development, a nonprofit, public policy research group.

A recent report by the Federal Reserve Bank of New York sheds some light on just how severe the jobs crisis is for young adults.

Using Census data, the researchers found that the percentage of unemployed young adults—currently about twice the national average—and those who are underemployed or working in jobs that don't require the degrees they hold, has risen steadily since the 2001 recession.

Research indicates that through 2012, about 44 percent of young, working college graduates were underemployed and the quality of jobs held by those underemployed has declined, with today's recent graduates increasingly accepting low wage jobs or part-time work, sometimes pushing other low-skilled workers out of the labor market.

What it costs

The youth jobs crisis is costing the U.S. economy and may continue to do so for years, further hindering this generation's ability to contribute to economic growth.

One report from a youth advocacy group called the Young Invincibles, measuring only lowered tax revenue and safety net costs, found that high unemployment among millennials, ages 18-34, costs the U.S. more than $25 billion annually. And jobless rates for millennials have been in double digits for nearly six years with the youngest among them, ages 16-24, experiencing the highest rate at 15 percent.

Other studies put the cost of youth unemployment at several hundred million dollars a year. Experts say this trend could undo many gains of the economic recovery. 

"At a time of tight budgets when we're already trying to recover from the recession and invest in things like education, … having so many people out of work, we're really shooting ourselves in the foot here," said Rory O'Sullivan, Young Invincibles' policy director and chief author of the report.

To be fair, higher unemployment and underemployment for young workers isn't unusual as they generally have a tougher time in the labor market because they're the least connected to the workforce. But some economists believe this is more than a cyclical labor trend.

Recent figures suggest there has been a reversal in demand for cognitive skills. A report published by the National Bureau of Economic Research found that since 2000, businesses have needed fewer people to perform high-tech jobs that initially drove the information economy.

Hiring of college graduates sank after the information technology revolution of the 1990s reached maturity, according to the report. Demand for cognitive skills subsequently fell during the first decade of the 2000s, forcing college graduates farther down the occupational ladder.

"The demand for this group is slowly going down, but we're also educating still more people, and so that makes the situation very difficult when you don't have a lot of demand," said Paul Beaudry, co-author of the report.

Ph.D.s and food stamps

Nobody knows that situation better than 30-year-old Rachel Bolden-Kramer, who graduated from Harvard in 2006 with a major in social studies. After graduating, she started a nonprofit but lost funding within a year. She attempted to enter the labor market, but like many of her peers she did not have much luck.

Bolden-Kramer eventually became a yoga and a so-called mindfulness instructor, moved to New York City and has been self-employed ever since.

"That's kind of what kept me out of searching for jobs and continuing with the entrepreneur track. I didn't feel very encouraged by what other people, my peers, were finding with jobs. It didn't seem like they were getting much more of an advantage financially even if they found a job."

To make ends meet, Bolden-Kramer used food stamps. This experience inspired her to write what she calls a "food stamp cook book" that explains how to have a nutritious diet on a limited income. She is trying to get it published.

"I have friends who are Ph.D. candidates that are food stamps eligible," she said, "or in medical school, or whatever it is, or just like brilliant 28-year-olds who are living in New York (where) rent is so high."

Don't blame it all on the recession

Contrary to popular belief, the data show that the jobs crisis cannot simply be ascribed to the Great Recession.

This presents a bleak outlook for this group of young workers who, according to economists, are already more likely to see permanent negative effects on their wages because they began their careers in a weak labor market.

"Once the larger economy is fully recovered from the after-effects of the Great Recession, this cohort will still be feeling the effects because the effects of entering the labor market during a downturn are severe and last a long time," said Heidi Shierholz, an economist for the Economic Policy Institute.

And it may be too late to reverse some of the policy and fiscal impacts of the jobs crisis for America's youth.

Recession-impacted millennials tend to believe that success in life was more a matter of luck than hard work, according to a study from UCLA Anderson School of Management economist Paola Giuliano and International Monetary Fund advisor Antonio Spilimbergo.

"This can make them less entrepreneurial," Giuliano said. "Perhaps as a result of believing that luck is important, they also want more government intervention in the economy."

College still does matter

This doesn't mean college students should just drop out of school and graduates should burn their degrees.

New York Fed researchers also found that while the labor market is much worse for young people who do not have a college degree, college graduates as a whole fare the best, experiencing unemployment rates at about half the rate of all workers, though unemployment was consistently higher for recent graduates, ages 22-27.

Certain majors, especially those in fields providing technical training such as engineering or math and computers or those geared toward growing parts of the economy such as education and health, have also done relatively well.

That, however, does not account for the huge remainder of young adults in other fields with bleak prospects and mounds of debt, which economists believe could be a huge drag on the economy for years to come.

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